Childbirth: What does it really cost? 

Childbirth: What does it really cost? 

 

Our “What does it really cost” series sheds light on how much different women across the country spend on the big life events: having a baby, taking a sabbatical year, moving, getting a master’s degree, buying a house, etc.  This week’s feature is highlighting one woman’s childbirth cost.

Location: Berkeley, CA

Age: 34

 

What were your total childbirth costs ?

$500 copay from labor and delivery and a one night hospital stay. That was it.

 

Was this more or less than you were expecting?

Way less!

 

 

Were there other options that you considered? What are the pros and cons of this compared to other options?

We did not consider any other options. Because our insurance covered all but the $500 copay there was no reason to consider other options. Things like homebirth or a birthing center would have been dramatically more expensive and complicated.
Free stock photo of adult, affection, afro Stock Photo

 

What do you wish you would have known?

There are insurance plans (like mine through Kaiser) that make childbirth medical care affordable, but you need to know this before you even conceive!

In conclusion, this woman’s total childbirth costs are about $500.

 

We hope this gives you insights into how someone else navigated the costs of  childbirth and the different options she considered. Do these costs surprise you?

 

This post was created as part of the “What does it really cost series?”  Her Personal Finance’s mission is to help high-earning women take charge of their finances.  As an MBA, our founder has a particular passion for supporting this community.  Here is a link to a Q&A with Harvard Business School students about finances in school.  You can also learn more about our founder and our classes on our website.

 

Did you enjoy this post and want to contribute your own story?  Send us an email to eryn@herpersonalfinance.com.


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