Reciprocal IVF: What does it really cost?
Our “What does it really cost” series sheds light on how much different women across the country spend on the big life events: having a baby, taking a sabbatical year, moving, getting a master’s degree, buying a house, etc. This week’s feature is highlighting an LGBTQ couple’s Reciprocal IVF costs.
What were your total Reciprocal IVF costs?
- IVF Cycle with ICSI= $35,000
- Cryopreservation of Embryos= $4,200
- Genetic Testing and Biopsy of Embryos= $9,950
- Egg Retrievals= $4,800
- Sperm= $5,835
- Medication= $15,000
- Confirmatory Adoption= $2,300
Final Costs: About $77,000
Were there other options that you considered? What are the pros and cons of this compared to other options?
We decided to do Reciprocal IVF since that was the closest we could get to having children together. Because I carried both children, and even though our first child is genetically my wife’s, my wife had to adopt our children in order for her rights to be respected and protected by everyone in the world.
What do you wish you would have known?
We didn’t know grants were even an option so we paid out of pocket. To pay for our journey to parenthood, we had to use money from our savings. It goes without saying that this money could have been invested for our retirement, we could have used that amount for a down payment for a home or we could have used it to save for our children’s college.
In conclusion, this LGBTQ couple’s total Reciprocal IVF costs were ~$77,000 for 2 children.
We hope this gives you insights into how someone else navigated the expensive process of Reciprocal IVF. Do these costs surprise you?
This post was created as part of the “What does it really cost series?” Her Personal Finance’s mission is to help high-earning women take charge of their finances. As an MBA, our founder has a particular passion for supporting this community. Here is a link to a Q&A with Harvard Business School students about finances in school. You can also learn more about our founder and our classes on our website.
Did you enjoy this post and want to contribute your own story? Send us an email to eryn@herpersonalfinance.com.